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13-week cash flow forecasting for trucking & logistics

Fuel is due today. The freight bill pays in 45.

Fleets run on the tightest cash cycle in business: drivers and fuel weekly, truck notes monthly, revenue whenever the broker or shipper gets around to it. We forecast both sides so the gap never catches you flat.

Book an intro call

The cash problem in trucking & logistics

  • Factored loads pay in days, direct customers in 30–45 — mixing them hides your real position.
  • Fuel and driver settlements are weekly and non-negotiable; they set your cash floor.
  • Insurance renewals and truck notes land in heavy, predictable lumps that still surprise everyone.
  • One major breakdown is $15–30K, and it never schedules itself for a good week.
IFTA, permit renewals, and insurance are the most forecastable expenses in trucking — and the ones that most often trigger the crunch. We put them on the 13-week calendar from day one.

You'll know which weeks can absorb a breakdown, when to factor a load versus wait on direct pay, and whether the next truck pays for itself — before you sign for it.

Cash in — what we forecast

  • Direct freight collections, by payer and timing
  • Broker & factoring payments
  • Fuel surcharge collections
  • Accessorials & detention

Cash out — what we track

  • Driver pay & settlements, benefits, payroll taxes
  • Fuel — weekly, tracked against surcharge recovery
  • Truck & trailer payments and leases
  • Insurance — renewals flagged months out
  • Maintenance & tires reserve
  • Tolls, permits, IFTA & quarterly taxes

What you get every week

The Monday call

15–30 minutes. Your numbers, already prepared. We confirm what's landing, what slipped, and the one decision this week needs.

The report

Current position, 13-week outlook, what's spiking and why — with tight weeks flagged in red while there's still time to act.

A straight answer

"Can we take the job?" "Should we draw on the line?" You get a number-backed answer, not a shrug.

Plans from $500/month. See pricing.

Get started

Talk to us before your next tight week

A 20-minute intro call. We look at your situation, tell you honestly whether weekly forecasting will pay for itself, and show you a live example.

Book a call

Pick a time that works. This is the fastest path.

Schedule now

Email

We reply within one business day.

walter@thirteenweeks.io

Urgent cash issue?

Existing clients and time-sensitive situations.

(801) 724-1563